exora club

play free games

2011-11-12T11:28:00.001-08:00

6 Foreign Car Rental Fees to Watch for on Vacation

2011-09-17T09:15:00.000-07:00

6 Foreign Car Rental Fees to Watch for on Vacation news from Foxnews.com

THE CHARGE: PREMIUM STATION FEE

The Lowdown: A tax on cars picked up at an airport or a major train station.

The Damage: It could range from 15 percent (Italy) to 20 percent (Germany, Austria, Switzerland), or else it's a flat fee, such as in the U.K. (about $30), Spain (about $57), and France (about $56).

The Fix: After your flight or train arrives, hop a taxi to an off-airport rental-car
location (sometimes as close as five miles away). Note: The fee only applies to the pickup; you can return your car at the airport or train station without charge.

Click here for more from FoxNews.com on how to stretch your U.S. dollars on European hotel deals.

THE CHARGE: BORDER CROSSING

The Lowdown: One-way rentals within any given Western European country are generally free, such as if you picked up a car in Rome and dropped it off in Florence. But drop the car off in another country, and you'll be hit with this penalty.

The Damage: From $70 to $4,000, depending on how far from home the car is returned.

The Fix: Comparison shopping is a must; fees vary by company and country.

THE CHARGE: ROAD TAX, OR VEHICLE LICENSING FEE (VLF)

The Lowdown: Most European car companies sneakily pass along the cost of necessary vehicle permits and licenses as a "tax" or fee.

The Damage: As much as $5 per day.

The Fix: You won't be able to avoid paying it, but if you book through a European agency, such as Auto Europe, Gemut, or Europe by Car, you'll be quoted all taxes and fees along with the rate, so you won't get a misleadingly low-priced number.

THE CHARGE: LATE RETURN

The Lowdown: The traditional hour-long grace period is disappearing. If you're more than 29 minutes late returning a car in many Western European locations, you'll be charged for a full day extra.

The Damage: Cost of one day's rental.

The Fix: Return the car before the time stamped on your contract. Period.

THE CHARGE: WINTER TIRES

The Lowdown: Driving somewhere with icy roads, such as a mountain resort? You'll need winter tires, which you should request in advance.

The Damage: From about $3.50 per day in Austria to about $21 per day in Germany; maximum charge is about $170.

The Fix: The fee is mandatory in some countries (such as Germany) in cold weather, so your only option is to see if the total cost of the rental--including the fee--is still worth it. You might do better taking another method of transportation.

THE CHARGE: UNFILLED TANK

The Lowdown: If you said you would fill up the tank yourself before you returned your car but then forgot to do it, you may be socked with an additional fee on top of the inflated per-liter rate that the car company will charge. In the U.S., you'd only be hit with the extortionate cost of the gas.

The Damage: In France, for instance, Avis charges about $12 as a penalty.

The Fix: Not much to it. Fill 'er up before you drop your car off (and keep your receipt as proof that you did).

SEE MORE CONTENT:

7 Common Gas-guzzling Mistakes

10 Coolest Small Towns in America

Peer-to-Peer Car Rentals

North America's Most Charming Fall Islands

5 Credit Cards Every Traveler Should Consider

Car Rental Insurance Guide

2011-09-17T08:47:00.000-07:00

Car Rental Insurance Guide Car rental companies offer such a wide variety of insurance policies it can be difficult to decide what coverage is really necessary from what is not. Some of the rental company's insurance policy may be necessary while other coverage may be extended through your own auto insurance premium. It's important to know what rental car charges you are responsible for before accepting your car.

Coverage Against Acts of Nature

According to Hertz, a leading provider of rental cars, most major rental companies are not paying for costs associated with acts of nature. It's important for drivers to know that most major car rental companies no longer provide coverage for cars damaged by acts of nature like hail storms, earthquakes and floods.

Read Your Agreement Terms Carefully

It's very important to thoroughly read your rental agreement before taking the keys to your rental car or you could end up paying dearly. However, acts of nature may be covered under your auto insurance policy's comprehensive coverage. It's important for anyone planning to rent a car to check with your own auto insurance policy to find out what it covers when you rent a car. You should also make sure that you have any protection that you are questioning written clearly into your car rental agreement.
Consider who else will be driving the car, and know who your policy covers. Will it extend to family, business associates or friends? You'll probably want to tell you eager teen driver that the rental vehicle is off limits.

Making Sense of the Agreement

Car rental agreements can be very long and complicated documents. They do not contain very many layman terms. Still you should take the time to read through the contract thoroughly before signing. Ask the representative to explain any concepts, phrasing or terminology that you don't understand.

Collision Damage Waiver

Car rental companies offer all types of coverage options to you before you receive your vehicle. These charges can really begin to add up, increasing your rental cost. But a lot of the coverage they sell is the same coverage you are already paying for under your auto insurance policy. This coverage automatically extends to your rental car.
One exception to this is a daily charge that covers the cost of damages to the rental car if you are involved in an accident. It also covers the "loss of use" charge the rental company will end up charging you. "Loss of use" refers to the time and money the rental car company has lost since they can no longer rent the vehicle. If you refuse this coverage, you should be aware that most car rental companies expect to be paid immediately. Deciding not to purchase the Collision Damage Waiver means you'll be expected to pay for the rental on your own. If you rent a car in another country your insurance coverage will not likely extend to your rental.

Keep Asking Questions About Rental Car Insurance Policies

If you have a loss in your rental car that isn't covered under your auto insurance policy, try checking your other insurance policies. For example, personal property that gets stolen from your rental car just may be covered by your rental or homeowners policy. Don't assume that because no one has mentioned it that it doesn't exist. The bottom line is that you are responsible for knowing what coverage you do and don't have.
Be sure that you shop around to find the best auto insurance policy. Compare quotes from at least 5 different insurance companies in order to find the best deal.
Article Source: http://EzineArticles.com/?expert=Robert_McKnight

Article Source: http://EzineArticles.com/1489512

The Best 7 Wagons Refinance Your Car,Coupons and Offers

2011-09-17T08:32:00.000-07:00

I receive this e-mail so i think the best action is share the content on blog for later

Back to School in Style: The Best 7 Wagons

Whatever its image problems, the wagon remains one of the most practical vehicle types on the market, a family-friendly confluence of ample cargo space, car-like fuel economy, and secure handling. Here are our favorites.
Back to School in Style: The Best 7 Wagons

Need Extra Cash? Maybe It’s Time to Refinance Your Car

Refinancing your vehicle can reduce your monthly payment and improve your credit. It's not for everyone, but for many of us, it can ease the burden of owning a car.
Need Extra Cash? Maybe It’s Time to Refinance Your Car

Don't forget to check your latest coupons

Before your next service be sure to check for discounts. The coupons in your online garage cover everything from oil changes to mechanical repairs. We can even save you money on a car wash!
Coupons and Offers

Car reviews:
2011 BMW 1 M Coupe
In the face of big, heavy sports cars powered by gas-guzzling engines, we found ourselves refreshed to climb into the BMW 1 M Coupe's compact cabin, and even more thrilled to drive it.
2011 BMW 1 M Coupe

The Best Warranties in America

Your car is probably the most complicated machine you own. Frankly, it's a small miracle that these Rube Goldbergian contraptions manage to start every day. When they don't though, you'd better have a good warranty.
The Best Warranties in America
Keep up with the latest automotive news; visit DriverSide's blog, BackseatDriver
Best regards,

Automotive Forums and DriverSide

You are receiving this notification because of Automotive Forums' partnership with DriverSide. For more information, see our terms and conditions and privacy policy. If you'd prefer not to get these emails from DriverSide, click here to be taken off our email list.

	Sign in to your garage. Your :

Malfreemaps garmin map update

2011-08-28T11:52:00.000-07:00

Bersempena dengan hari raya ini dapatkan update untuk POlice Speed Trap 2011,

MFM-Police Speed Traps(WAV)

MFM-Police Speed Traps(MP3)

uncompress and copy to Main Memory\Garmin\Poi

For Wav file download here - http://dl.dropbox.com/u/15629917/MFM-Sp ... WAV%29.gpi

For MP3 file download here - http://dl.dropbox.com/u/15629917/MFM-Sp ... MP3%29.gpi

atau lain-lain update dapatkan di Free Maps & Points of Interest Project

Malfreemaps

beraya sakan nampaknya

PAPAGO! X8, M3GPS X8 & M3GPS PAPAGO! ONE SOFTWARE UPGRADES

2011-08-25T11:36:00.000-07:00

Bersempena dengan musim perayaan ini dapatkan software update untuk PAPAGO! X8, M3GPS X8 & M3GPS PAPAGO.di http://support.m3gps.com/. Berikuta dalah message dari pengeluarnya.

Dear Valued Customers,

M3 Asia is pleased to inform that the latest PAPAGO! X8, M3GPS X8 and M3GPS PAPAGO! ONE navigation software is now available for release on PAPAGO!, WayWay PNDs and selected authorised OEM brands.

These upgrades is now available at:

M3 Asia Sdn Bhd
Unit 105 (Ground Floor),
Block A, Pusat Dagangan Phileo Damansara II
Jln 16/11, Petaling Jaya,
46350 Selangor
Tel: 1800-88-3303

and will be available at selected Concept and Service stores across Malaysia

Here are the available and upcoming models ready for upgrade:

PAPAGO! Models (Available)
Z820, R5800, R5890, R6100, R6600, H5600, H8

WayWay Models (Available)
Q3033, Q3501, Q4033, Q4301, Q4331i, Q5031, Q5032, Q5033, Q6031

Holux Models (Coming Soon)
N62, N62E

Kindly note that the software upgrade is only available for original/genuine
PAPAGO! or M3GPS devices purchased from authorized M3 Asia dealers &
resellers. A service fee for the software upgrade and installation support
applies.

For More Info please e-mail us at support@m3gps.comThis e-mail address is being protected from spam bots, you need JavaScript enabled to view it

-

M3 Asia Support

Advantages of Using a GPS Tracking Device

2011-08-22T10:58:00.000-07:00

A GPS tracking device is a tool that makes use of the Global Positioning System (GPS) to monitor point to point locations of the bearer. GPS is a space-based satellite system that provides various information about a subject that is found near or anywhere on Earth. Nowadays, a lot of people are finding this tracking gadget useful in a different number of ways. This is the reason why these tracking devices are now available in different forms and sizes, even ones that are almost undetectable by the bearer. Here are a few situations were GPS locators are of considerable help.

Tracking Your Children is a Breeze
If you are a parent and want to watch over your child but is unable to, you might sometimes end up being paranoid. This is an excellent device that would suit your situation. For busy or working parents, they can solve the problem of worrying over what the kids are doing or where the kids are by placing GPS trackers on the kids. That way, safety-conscious parents will be assured of the whereabouts of their children. They will be able to know where the kids are at a specific time and be able to deduce what the kids are doing through their location. In a way, this device helps give you some peace of mind when it comes to the safety of your children.

Easy Tracking in Case of Emergency
Especially if you are traveling in an unfamiliar place, it is always best that you find ways that will allow you to be tracked easily, just in case you get lost or a medical emergency happens. A personal tracker fits this purpose. If ever you get lost without any means of finding you, rescuers will have to spend a considerable amount of time scouring a large area to be able to find you. In emergency situations, time is always golden and should not be wasted. With a GPS locating device on you, rescuers will have less trouble tracking your location and rescue will take lesser time.

Easy Tracking of Pets
Believe it or not, pets too can be tracked using the global positioning system. Trackers are getting smaller and smaller nowadays that it is now possible to attach one to a pet without it even noticing. Pets, especially small ones, that are just too active are hard to keep up with. There may be instances when your pet wanders away too far without you noticing. Without a tracker, there might be a slim chance of finding your pet, especially if it has unintentionally wondered off to a place that it is not familiar with. Even pets get lost too. With a personal locating device, you will be able to determine where your pet has wandered off to and will be able to follow it.

The above-mentioned advantages are just some that one can get when using a personal tracker. There are still a lot more of these advantages when using this type of device. To gather more information about what a GPS tracking device is, you can also visit the blog SafeSecure24 or Strongman Security.

Article Source: http://EzineArticles.com/?expert=Aunindita_Bhatia

Article Source: http://EzineArticles.com/6448511

comparison shop for Garmin GPS Compare prices

2011-08-17T10:32:00.000-07:00

Comparison shop for Garmin GPS. Compare prices not easy so before you buy lets compare the product suitable and price

Garmin GPS Systems Complete Guide

2011-08-02T10:26:00.000-07:00

So you have decided to buy one of the many Garmin GPS systems available. You've spoken to everyone you know, and now you need to start getting information together - how much do you want to spend on your Garmin GPS system? Where will you be putting your new Garmin GPS system? Which one of the Garmin systems are you going to pick?

First, you need to undertake various Garmin GPS comparisons. There are many versions available, for many types of vehicles and requirements. When comparing Garmin GPS navigation systems, it's best to go with what is best for you, not what someone else has or what might seem the best simply because it is the most expensive. For example, you may have been recommended a Garmin GPS handheld unit by a friend who does a lot of bushwalking, but as a boating person, a handheld unit would not be as useful to you. Similarly, a Garmin portable GPS system is great for someone who is in and out of a car, as they need to take it with them to prevent theft. However a fixed Garmin global positioning system would be better for someone who has no need to be removing it from its mounting all the time (or someone, like a courier, who is in and out of their vehicle more times than they care to think about!). You definitely don't want your Garmin GPS system to be a hindrance!

Compare Garmin global positioning system prices, and see if it might be cheaper to purchase a Garmin GPS system online. Many places sell Garmin global positioning systems online, so be sure to have a look around as it may be cheaper (even taking into account postage) to buy your Garmin GPS system from an outlet that does not have the overheads a physical shop-front might have. The issue with shopping online is, of course, not being able to 'play' with your new Garmin global positioning system. But a trip to the local GPS shop may fix that.

One of the Garmin GPS systems available is the Garmin 2720 GPS. This particular Garmin GPS system offers many features, including the ability to program points of interest (such as speed cameras and school zones) so you need never be caught out again. The flashy Garmin 360 GPS doubles as a personal assistant, boasting facilities such as MP3 players, a translator, and Bluetooth capabilities enabling you to make hands-free calls. Another good pick is the Garmin c530 GPS - ready to go straight from the box, this unit is a good pick for those needing an ATM or petrol station quickly - just touch and go!
Garmin GPS systems offer it all; the hardest part is picking which one you like. Read some Garmin global positioning systems reviews, which are usually unbiased and give both pros and cons for each model. With a Garmin GPS navigation system, you can't go wrong!

You can learn more about GPS systems at: http://www.gpsstorm.com
Where you can find out how to detect a GPS tracker and how to disable it.

Article Source: http://EzineArticles.com/?expert=Chaz_Newman

Article Source: http://EzineArticles.com/1031109

Free Malaysia & Singapore Papago X2/X3/X5 GPS Map

2010-11-27T12:00:00.000-08:00

I found this so i thing all the exora club must known about that especially when want to convert lokatoo gps to other gps map on malaysia and singapore.
MFM-Papago Custom 091008 (for Eastgear M3GPS X3/X5) <--- Download
http://mlkstd.mmu.edu.my/~v11122 ... MFM-PPG-C091014.exe
MFM-Papago Custom 090930 (for Eastgear M3GPS X3/X5) <--- Artful's mirrors
http://www.malfreemaps.com/viewtopic.php?p=72039#p72039

MFM-Papago Standard 091014 (for Navitech X2 HTC X3) <--- Download
http://mlkstd.mmu.edu.my/~v11122 ... MFM-PPG-S091014.exe
MFM-Papago Custom 090930 (for Eastgear M3GPS X3/X5) <--- Artful's mirrors
http://www.malfreemaps.com/viewtopic.php?p=72039#p72039

Looking for an older version? Go to MFM-Papago map archive

FEATURES

* 380+ 3D Junction views for Singapore
* 1140+ 3D Junction views for Kuala Lumpur - UPDATED
* 140+ 3D Junction views for Penang, Johor Bahru, Perak N. Sembilan - UPDATED
* 90+ 3D Buildings for Singapore (courtesy of Papago)
* 60+ 3D Buildings for Kuala Lumpur (courtesy of Papago)
* Added Lane Assist arrows for selected intersections in Kuala Lumpur, Singapore Kedah
* Shaded intersections in Singapore, Kuala Lumpur other places - UPDATED
* Announce distance to toll booth (E5, E9, E10, E11, E18, E23, E27 etc)
* Announce underpass, flyover, bridge, tunnel and rest area
* Speed limit sign for E1, E5, E9, E11, E23, E26, E33, E38, MRR2, Federal Highway Old Klang Road - UPDATED
* 17,000+ Singapore Postal Code (supported by Eastgear's version only) - UPDATED
* Day/night display scheme
* Colorful/plain display option
* Coverage of Malaysia, Singapore and Brunei
* Very fast POI search
* Custom POI icons
* Malaysia highway symbol
* Smooth 3D graphics
* NOT LOCKED. FREE FOR PAPAGO X2/X3/X5 USER :thumbsup:

SUPPORTED DEVICES/SOFTWARE
There will be 2 versions of MFM Papago map.
- MFM Papago X2/X3 Standard Version - for devices that runs standard X2 software such as those that are running on HTC phones, Papago Z-820 devices, etc
- MFM Papago X2/X3 Custom Version - for devices that runs customized X2 software that supports custom POI icons. More importantly, based on MFM insistence, the routing calculation of the custom version is optimized for Malaysia's road network design (or non-design :rolleyes: ). The custom version will probably provide more accurate routing recommendations. Devices currently running this version are Holux GPSmile62 and Papago Z-880 distributed by Eastgear

HOW TO UPDATE
Refer to the "How to update the latest MFM-Papago map into Papago R5800?" guide.

HOW TO ACTIVATE MFM PAPAGO X2 MAP

1. Start your Papago X2 program
2. Tab the Advanced button
3. Tab the Maps Switch button
4. Select Malfreemaps.com.... map from the list

ERROR FEEDBACK
Please report any error in the map at MFM-Papago feedback. We need your feedback to improve our map

Lokatoo gps atau

2010-11-02T07:21:00.000-07:00

sibuk dok cari papago map update, puas juga cari yang terkini yang dah ada dalam lokatoo gps rasanya dah

oop s anak sakit gigi plak

free malaysia map for papago

lokatoo gps proton update

2010-10-25T09:39:00.000-07:00

lokatoo telah mengeluarkan update untuk petanya . Maklumatlanjut boleh didapati di lokatoo web update http://www.lokatoo.com/downloads/lokatoo-brochure-free-website.pdf

Tetapi sekiranya anda sememangnya pembeli kereta proton yang berdaftar anda bolehlah download terus lokatoo update di http://www.lokatoo.com/downloads-software-updates-step-1.asp dilaman web lokatoo map update anda akan dapati mesaj peringatan begini:

Map version 3.23

Please check the navigation software version. It is shown in your navigator's "About Us" page.

Warning: Please ensure that you select the correct map for your navigation software. Failure to do so may cause navigator to function incorrectly.

jadi jangan diendahkan dan jangan takut dengan mesaj ini dan yang penting klik mana satu navigation software yang anda gunakan . Navigation software dapat diketahui dengan antara muka berikut

Jika antaramukanya seperti sebelah kanan maknanya navigation software anda adalah version 3.10 tapi sekiranya navigation softwarenya sepertimana gambar sebelah kiri maknanya lokatoo navigation softwarenya adalah version 2.07.

jadi untuk memudahkan anda disini link untuk download navigation software 2.07
http://www.lokatoo.com/downloads-software-updates-model-a900-a1000.php


lokatoo/downloads/map-update-for-software-ver2.07-(generic-a900-a1000)	lokatoo/downloads/map-update-for-software-ver2.07-(perodua-a900-a1000)	lokatoo/downloads/map-update-for-software-ver2.07-(proton-a900-a1000)

manakala bagi pengguna lokatoo navigation software version 3.10 ini download linknya http://www.lokatoo.com/downloads-software-updates-v310.php


lokatoo/downloads/map-update-for-software-ver3.xx-generic	lokatoo/downloads/map-update-for-software-ver3.xx-isuzu	lokatoo/downloads/map-update-for-software-ver3.xx-perodua	lokatoo/downloads/map-update-for-software-ver3.xx-proton

All Model Lokatoo Hardware And Software User Manuals

2010-07-25T12:17:00.000-07:00

For user manuals, please click on the link below to download:

Hardware And Software User Manuals ini adalah bagi semua pengguna Lokatoo gps navigator
	Double Din Unit (AVN) A1621 - IB Hardware User Manual (1352KB)
	Lokatoo - Model B1000 Hardware User Manual (922KB)
	Lokatoo - Model A1000 (Atlas 4) Hardware User Manual (860KB)
	Lokatoo - Model A1000 (Atlas 3) Hardware User Manual (1688KB)
	Lokatoo - Model A903 Hardware User Manual (864KB)
	Lokatoo - Model A900 Hardware User Manual (678KB)
	Lokatoo (previousy myNavi) - Model A800 Hardware User Manual (1719KB)

Software User Manuals
	Lokatoo – Navigation Software User Manual (for software v4.00) (5.1MB)
	Lokatoo – Navigation Software User Manual (for software v3.20) (3.2MB)
	Lokatoo – Navigation Software User Manual (for software v3.10) (4.8MB)
	Lokatoo – Navigation Software User Manual (for software v2.07) (2.6MB)

^ back to top

Alat penjimatan bahan api kenderaan murah

2010-06-21T11:07:00.000-07:00

disini saya ingin memperkenalkan 1 produk baru bahan penjimatan minyak tanpa pemasangan yang rumit dipanggil MaxPower Controller.

Alat ini akan menjimatkan penggunaan minyak kenderaan anda sehingga 45%. Apa yang anda harus lakukan plug and used senang saja.

A1000 Series GPS Navigator Hardware User Mannual

2010-04-25T11:34:00.000-07:00

http://www.lokatoo.com/downloads-software-activation-step-1.asp

Berita Harian Online

2010-03-03T10:09:00.000-08:00

Berita Harian Online

Proton Exora Rollover Crash Test

2009-11-01T11:07:00.001-08:00

Proton Exora - Luggage Space comparison with Avanza and Grand Livina

2009-11-01T11:03:00.000-08:00

proton exora-mpv-body kits-pics-prestige

2009-11-01T10:27:00.000-08:00

Pada hari ini tanggal 1hb November proton exora yang ditempah dari pengedar sudah selamat sampai kalau ada masa nanti saya akan masukkan exora pics kedalam blog ini.
Warnanya putih itulah yang menyebabkan lambat kerana semasa memohon pinjaman kerajaan dulu mohon pinjaman kerajaan solid colour jadi apa yang terjadi kepada ni diharap dapat iktibar kepada kawan-kawan diluar sana. Orang dikementerian kewangan siap tanya betul ke encik nak buat goverment loan untuk beli proton exora solid colour so i jawab betullah memang nak beli solid colour. Rupa-rupanya dekat raya haji baru dapat itupun didrive dari kuala lumpur ke kota bharu. Dapatkan cara-cara buat pinjaman kerajaan di http://exora-club.blogspot.com/2009/10/langkah-untuk-buat-pinjaman-kerajaan.html
So sebagai peringatan kepada rakan-rakan diluar sana tu kalau nak buy a proton exora tu jangan ambil solid colour ambillah metallic colour' Saya kata begini kerana solid colour hanya boleh didapati dalam white colour sahaja manakala metallic colour boleh didapati dalam banyak warna selain white colour adalah metallic colour so sebagai peringatan kalau nak beli kereta proton exora tu menggunakan goverment loan belilah metallic colour senang nnak tukar kalau-kalau warna proton exora yang dikehendaki tak ada, boleh tukar ke warna lain.
Saya booking proton exora sebelum pelancaran lagi bayangkan dah berapa lama ?? tapi puas hati jugalah hanya warna putih solid colour memang susah dapat cantik.

Satu lagi i want to share, kalau nak order proton exora baru tu bookinglah kat EON Jangan pandai nak booking kat proton punya dealer nanti nyesal tak sudah. Kalau saya booking kat EON sebelum raya puasa white colour dah ada but while i'am book dulu guna EON punya dealer so kena tamatkan dahulu kontrak pengesahan yang mengatan dealer tersebut gagal menyedian kereta sebagaimana tarikh yang dijanjikan.

Satu lagi yang ingin saya kongsi disini ialah perhatikan tarik pembekalan kenderaan tersebut kalau 2 bulan minta dealer buat surat pembekala hanya 1 bulan baru senang nak ubah kalau-kalau dealer gagal sediakAn kender sebagaimana sebut harga boleh cari dealer lain.

Langkah untuk buat pinjaman kerajaan untuk membeli kenderaan

2009-10-06T11:34:00.000-07:00

Berikut ialah langkah-langkah yang perlu dilalui oleh seorang kakitangan kerajaan apabila teringin untuk membuat pinjaman untuk membeli kenderaan:
Langkah 1:

Dapatkan no telefon Bahagian Kewangan Jabatan Masing-masing

Langkah 2:

Telefon dengan kadar segera dan dapatkan nama dan no telefon sambungan beserta alamat lengkap untuk penghantaran surat

Langkah 3:

Sediakan borang-borang yang perlu kalau boleh dapatkan daripada bahagian kewangan tapi kalau tiada buat sendiri atau dapatkan daripada kerani tempat anda bekerja contoh borang yang perlu disediakan atau daripada rakan anda yang pernah membuat pinjaman kerajaan

Langkah 4:

Setelah semua borang telah dilengkapkan dan diisi dengan tepat harus diingat bahawa semua barang fotostat seperti surat opsyen, sebut harga dari pembekal,borang pergerakan gaji dan sebagainya harus disahkan oleh mereka yang berkelayakan. Kalau disekolah oleh Pengetua, PK 1, PKHem, PKKo atau guru kanan. Langkah ini penting supaya anda tidak melakukan penghantaran pada kali yang ke 2

Langkah 5:

Langkah 6:

bersambung.......

KISAH DI PASARAYA BILLION KELANTAN

2009-10-06T11:14:00.000-07:00

exora-club

Di sebuah negeri yang melaksanakan dasar 'Membangun Bersama Islam', kerap kali pihak berkuasa tempatan menjalankan pemeriksaan mengejut di premis-premis perniagaan dan kompleks beli-belah, untuk memastikan para pekerja di premis berkenaan menutup aurat.

Aku tak pasti berapa jumlah denda yang dikenakan sekiranya didapati melakukan kesalahan, tapi selalunya mereka akan diberi amaran bagi kesalahan pertama, dan didenda jika didapati masih enggan mematuhi garis panduan yang ditetapkan.

Lazimnya dalam setiap operasi sebegini, seorang ustaz ditugaskan bersama dengan para pegawai pihak berkuasa tempatan. Tugasnya adalah untuk men yam paikan nasihat secara berhemah, kerana hukuman dan denda semata-mata tidak mampu memberi kesan yang mendalam.

Dalam satu insiden, ketika operasi yang dijalankan sekitar 2005, seorang gadis yang bekerja di salah satu lot premis perniagaan di Pasaraya Billion telah didapati melakukan kesalahan tidak menutup aurat.

Maka dia pun kena denda la...setelah surat saman dihulurkan oleh pegawai PBT, ustaz ni pun bagi la nasihat, "..lepas ni diharap saudari insaf dan dapat mematuhi peraturan..peraturan ni bukan semata-mata peraturan majlis perbandaran, tapi menutup aurat ni termasuk perintah Allah. Ringkasnya, kalau taat segala perintahNya, pasti Dia akan membalas dengan nikmat di syurga..kalau derhaka tak nak patuhi perintahNya, takut nanti tak sempat bertaubat, bakal mendapat azab di neraka Allah. Tuhan Maha Penyayang, Dia sendiri tak mahu kita campakkan diri ke dalam neraka...”

Gadis tersebut yang dari awal mendiamkan diri, tiba-tiba membentak "Kalau Tuhan tu betul-betul baik, kenapa buat neraka ? Kenapa tak boleh sediakan syurga je? Macam tu ke Tuhan Maha Penyayang?"

Mungkin dari tadi dia dah panas telinga, tak tahan dengar nasihat ustaz tu.. dah la hati panas kena denda sebab dia tak pakai tudung.

Ustaz tu terkedu sekejap. Bahaya budak ni. Kalau dibiarkan boleh rosak akidah dia.

Setelah habis gadis tu membebel, ustaz tu pun jawab: "Dik, kalau Tuhan tak buat neraka, saya tak jadi ustaz. Berapa sen sangat gaji saya sekarang. Baik saya jadi tokey judi, atau bapa a yam .. hidup senang, lepas mati pun tak risau sebab gerenti masuk syurga. Mungkin awak ni pun saya boleh culik dan jual jadi pelacur. Kalau awak nak lari, saya bunuh je. Takpe, sebab neraka tak ada. Nanti kita berdua jumpa lagi kat syurga..Kan Tuhan tu baik?"

Gadis tu terkejut. Tergamak seorang ustaz cakap macam tu?

Sedang dia terpinga-pinga dengan muka confused, ustaz tu pun jelaskan:"perkara macam tadi akan berlaku kalau Tuhan hanya sediakan syurga. Orang baik,orang jahat, semua masuk syurga..maka apa guna jadi orang baik? Jadi orang jahat lebih seronok. Manusia tak perlu lagi diuji sebab semua orang akan 'lulus' percuma. Pembunuh akan jumpa orang yang dibunuh dalam syurga..perogol akan bertemu lagi dengan mangsa rogol disyurga..lepas tu boleh rogol lagi kalau dia nak.. takde siapa yang terima hukuman. Sebab Tuhan itu 'baik'. Adakah Tuhan macam ni yang kita nak? Awak rasa, adil ke?"; tanya ustaz

"Ah..mana adil macam tu. Orang jahat takkan la terlepas camtu je.." rungut si gadis

Ustaz tersenyum dan menyoal lagi: "Bila tuhan tak adil, boleh ke dianggap baik?"

Gadis tu terdiam

Ustaz mengakhiri kata-katanya: "Adik, saya bagi nasihat ni kerana kasih sesama umat Islam. Allah itu Maha Penyayang, tapi Dia juga Maha Adil. Sebab tu neraka perlu wujud. Untuk menghukum hamba-hambaNya yang derhaka, yang menzalimi diri sendiri dan juga orang lain. Saya rasa awak dah faham sekarang. Kita sedang diuji kat atas dunia ni. Jasad kita bahkan segala-galanya milik Allah, maka bukan HAK kita untuk berpakaian sesuka hati kita. Ingatlah; semuanya dipinjamkan olehNya, sebagai amanah dan ujian..semoga kita dapat bersabar dalam mentaati segala perintahNya, untuk kebaikan diri kita jugak”

Sekian

http://ismailsirajudin.blogspot.com/2009/09/al-kisah-di-pasaraya-billion-kelantan.html

* Article ini dikirimkan melalui e-mail. Menarik untuk dikongsi bersama.

Wallahu ‘Alam

Cara Kira pinjaman Beli kenderaan-Rumah-Apartment dan sebagainya

2009-10-03T10:03:00.000-07:00

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Contoh pengiraan ini mungkin tidak terlalu tepat tetapi bolehlah dijadikan sebagai rujukan sebelum anda membuat sebarang pinjaman

Panduan memohon nombor pendaftaran kenderaan

2009-10-02T21:08:00.000-07:00

Dibawah ini ialah kategori-kategori Nombor Pendaftaran yang Popular dan mahal harganya
Jika anda berminat anda boleh masik tender jika anda menggemarinya

Nombor-nombor Bernilai Utama

Nombor-nombor Menarik

11	12	13	14	15	16	17	18
19	22	28	33	38	55	66	77
88	99	111	222	333	555	666	777
888	999	1111	2222	3333	5555	6666	7777
		8888		9999

Index Artikel
Panduan memohon nombor pendaftaran kenderaan
Nombor-nombor Popular
Nombor-nombor Semasa
Dokumen yang diperlukan
Keputusan Tender

semakan tarikh luput lesen memandu

2009-10-02T21:02:00.000-07:00

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SEMAKAN TARIKH LUPUT LESEN MEMANDU

Nombor Pengenalan :
Kategori Pengenalan :

Sila isikan Nombor KP dan pilih Kategori KP
(Contoh Format Orang Awam Malaysia - KP Lama:A1234567 atau KP Baru:801121141234)

http://portal.jpj.gov.my/v5/index.php/semakan-tarikh-luput-lesen-memandu

Semakan senarai Hitam Kenderaan

2009-10-02T20:57:00.000-07:00

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KENYATAAN PENTING IMPORTANT NOTICE

Senarai hitam ini mengandungi pesalah / kenderaan yang telah dikenakan saman
tetapi masih belum membayar denda selepas satu masa yang ditetapkan oleh pihak berkenaan.
Sila hubungi agensi berkenaan untuk mendapat butiran lanjut mengenai saman atau saman yang
belum lagi dimasukkan sebagai senarai hitam ini.
This blacklist contains only offenders / vehicles with summons which have been
issued but the offenders have failed to settle their fines after a specified period as decided
by the authorities. Please contact the relevant agencies concerned for summons details or
the latest summons that have not been included in this blacklist.

Untuk pembayaran saman JPJ secara online, sila lawati laman web
seperti di bawah: Sila baca arahan dan ikuti panduan dengan teliti
For easy and fast JPJ online summon payment, please visit our Electronic Government
Service Providers, as listed below: Please read and follow the instructions given

http://www.rilek.com.my
http://www.myeg.com.my
http://www.eservices.com.my

Info Exora Club

2009-09-14T10:17:00.000-07:00

Kelab ini ditubuhkan atas dasar supaya pengguna kereta proton exora dapat berkongsi ilmu, tips keselamatan, panduan memilih dealer proton Exora yang sesuai dikawasan anda. Kelab ini terbuka kepada semua orang yang mahu membeli, menjual, atau apa-apa yang berkaitan kereta proton Exora.
Sekiranya ada dikalangan ahli ingin menghantar artikel atau menjadi administrator bagi blog ini adalah digalakkan supaya lebih banyak artikel, cadangan, luahan rasa, forum dapat diwujudkan untuk ingatan bersama. Untuk menjadi admin anda hanya perlu submit id dan kata laluan kepada saya supaya data dapat dikemaskini dan anda boleh menjadi dalam masa yang cepat.
Sekian Terima Kasih.

Panduan memohon nombor pendaftaran kenderaan dengan JPJ

2009-07-05T10:38:00.000-07:00

Dokumen yang perlu dikemukakan semasa memohon nombor pendaftaran kenderaan dengan JPJ adalah seperti berikut:

Borang permohonan boleh didownload terus disini
Bayaran perkhidmatan RM 10.00.
Bayaran harga tempahan sekurang kurangnya RM 200.00 atau 30% daripada harga tempahan penuh yang dibuat mengikut mana yang lebih tinggi (dalam bentuk cek bank/deraf bank/kiriman wang pos dipalang dan dibayar kepada "Ketua Pengarah Pengangkutan Jalan Malaysia".
Salinan Kad Pengenalan Pemohon ( individu/syarikat) yang disahkan .
Salinan Sijil Perakuan Pendaftaran Syarikat (Borang 9 atau Borang 13 ) dan Borang 49 yang disahkan oleh Pendaftar Syarikat / Setiausaha Syarikat atau salinan Sijil Pendaftaran Perniagaaan ) .
Sampul surat bersetem dan beralamat sendiri.

NOTA : Semua dokumen yang telah lengkap diisi hendaklah masukkan ke dalam sampul surat ,
Pada bahagian luar sampul surat ditulis :

" TEMPAHAN NOMBOR PENDAFTARAN "

dan dimasukkan ke dalam peti tempahan yang disediakan dipejabat JPJ.
Untuk kaedah terkini cara tempahan no pendaftaran dapatkan di portal JPJ